Sydney Credit Union offers a comprehensive range of investment products, either in-house or through our partnership with Applied Wealth Strategies. The type of investment you choose will be affected by what your needs and goals are.

Sydney Credit Union offers a wide range of term deposit options.

Make sure you make an informed decision about your RRSPs by viewing our RRSP information and tools.

Investing in an RESP will assist your family to have more financial freedom to choose their future. Planning today for tomorrow is the smart way to realize your family’s education goals.

We understand that the selection of a RRIF depends entirely on your personal situation. That’s why with a Sydney Credit Union RRIF you can choose your own investments and change your payment amount from time to time.

Are you looking for investments that are environmentally friendly and socially responsible? Look no further. With Sydney Credit Union you’ll always have investment options to meet your specific financial and ethical criteria.

Many of these investment services are provided through our partnership with Applied Wealth Strategies. For more information, visit appliedwealth.ca

Financial Planning…financial services and solutions designed specifically for your lifestyle and life stage.

Term Deposits…provides a secure, worry-free investment for long term funds.

RRSPs…with careful long-term planning you can accumulate enough savings to enjoy retirement.

RRIFs…living well during your retirement means managing your retirement income wisely.

RESPs…prepare for your childrens pursuit of a higher education.

…Mutual Funds* combine the benefits of diversification and professional management with being affordable to the average investors.

Made available by the Federal Government in 2023. A Tax-Free First Home Savings Account (FHSA) is a registered plan product meant to help first-time home buyers save for a home (up to certain limits). This product is now available as of April 1, 2023.

The FHSA is not meant to replace an RRSP or a TSFA. This should be seen as a complimentary product to help you save for your first home.

Who qualifies?

• You must be at least 18 years old (or age of majority).
• You must be a resident of Canada.
• Must not have lived in a home they owned you have owned at any time during the year the FHSA is opened or during the four preceding calendar years.

Key Features:

• Individuals can contribute to a maximum of $8,000 per year.
• FHSA Contributions are tax-free up to $40,000.
• Income earned is also tax-free.
• Contributions to a FHSA reduce taxable income.
• Possibility to participate in the HPB and FHSA to purchase a qualifying home.
• A tax-free transfer of funds from RRSP to a FHSA is permitted, subject to limits.

 For more information you can refer to the Government of Canada

*Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, cash balances, mutual funds and other securities are not covered by Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated.